India Electricity Bill Calculator 2026 | State-wise Slabs | MSEDCL BESCOM TANGEDCO

🇮🇳 India Electricity Bill Calculator 2026

All 28 States + 8 UTs | MSEDCL | BESCOM | TANGEDCO | UPPCL | PSPCL

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India Electricity Bill Calculator 2026 showing MSEDCL bill of ₹1,850 for 250 units

Welcome to the most accurate and up-to-date India Electricity Bill Calculator for 2026. Whether you are a Domestic, BPL, Commercial, Industrial, or Agricultural consumer, this tool helps you calculate your monthly electricity bill instantly across all 28 states and 8 Union Territories.

No more guessing how much your MSEDCL or BESCOM bill will be. Just enter your state, consumer category, phase, and units consumed — get an instant, accurate calculation including fuel surcharge, electricity duty, and state cess.

How to Calculate Your Electricity Bill in India – Step by Step

Calculating your electricity bill in India is not as simple as multiplying units by a single rate. Each state has its own electricity regulatory commission that sets slab rates. Here is the step-by-step process:

Step 1: Read Your Meter or Find Units on Your Bill

First, note down the total units (kWh) consumed during the billing month. You can find this on your physical meter (subtract previous reading from current) or directly on your state DISCOM bill.

Step 2: Identify Your State and DISCOM

India has multiple power distribution companies (DISCOMs) across different states. Some major ones include:

  • MSEDCL – Maharashtra
  • BESCOM – Karnataka
  • TANGEDCO – Tamil Nadu
  • UPPCL – Uttar Pradesh
  • PSPCL – Punjab
  • BSES / TPDDL – Delhi
  • WBSEDCL – West Bengal
  • DGVCL / MGVCL – Gujarat
  • JVVNL / AVVNL – Rajasthan
  • DHBVNL – Haryana
  • MPPKVVCL – Madhya Pradesh
  • BSPHCL – Bihar
  • TSSPDCL – Telangana
  • KSEB – Kerala
  • APSPDCL – Andhra Pradesh

Step 3: Apply State-wise Slab Rates

Once you know your state and consumption, apply the approved slab rates. Most states have progressive slabs — the more you consume, the higher the per-unit rate.

Step 4: Add All Taxes and Charges

Your final bill includes:

  • Energy charges (based on slabs)
  • Fixed charges (based on sanctioned load / phase)
  • Fuel surcharge (variable, adjusted monthly)
  • Electricity duty (5-10% depending on state)
  • State cess (typically 3-5%)

State-wise Electricity Slab Rates 2025-26 – Complete Table

Here are the approximate domestic slab rates for major Indian states (2025-26). Our calculator uses these exact rates for accurate billing.

StateDISCOM0-100 units101-300 units301-500 units500+ units
MaharashtraMSEDCL₹3.11₹6.57₹9.18₹11.69
DelhiBSES/TPDDL₹3.00₹4.50₹6.50₹7.00
KarnatakaBESCOM₹3.15₹5.85₹7.20₹8.30
Tamil NaduTANGEDCOFREE*₹1.50₹3.50₹4.60
GujaratDGVCL/MGVCL₹2.90₹4.75₹6.00₹7.50
Uttar PradeshUPPCL₹3.35₹4.85₹6.25₹6.90
West BengalWBSEDCL₹4.84₹5.78₹6.62₹7.08
RajasthanJVVNL/AVVNL₹3.50₹5.55₹7.25₹8.00
PunjabPSPCL₹2.86₹4.59₹5.98₹7.10
HaryanaDHBVNL₹2.50₹4.75₹6.25₹7.55
Madhya PradeshMPPKVVCL₹3.55₹5.15₹6.65₹7.30
BiharBSPHCL₹4.79₹6.10₹7.00₹7.85
TelanganaTSSPDCL₹1.45₹2.85₹5.70₹7.30
KeralaKSEB₹2.90₹3.85₹5.80₹7.25
Andhra PradeshAPSPDCL₹1.45₹3.35₹6.35₹7.75

Note for Tamil Nadu: First 100 units are FREE for domestic consumers under the BPL subsidy scheme.

MSEDCL Bill Calculator – Maharashtra Users

MSEDCL (Maharashtra State Electricity Distribution Company Limited) serves millions of consumers across Maharashtra, including Mumbai, Pune, Nagpur, Nashik, and Aurangabad.

MSEDCL follows a progressive slab structure:

  • Up to 100 units: ₹3.11 per unit
  • 101-300 units: ₹6.57 per unit
  • 301-500 units: ₹9.18 per unit
  • Above 500 units: ₹11.69 per unit

Fixed charges depend on your sanctioned load. For a typical residential connection with single phase, fixed charges are around ₹50-100 per month.

How to calculate MSEDCL bill? Enter your units in our calculator, select Maharashtra, and get instant results including all taxes and fuel adjustments.

BESCOM Bill Calculator – Karnataka Users

BESCOM (Bangalore Electricity Supply Company) covers Bengaluru and surrounding districts. BESCOM is known for relatively stable tariffs and good consumer service.

BESCOM slab rates for domestic consumers:

  • 0-100 units: ₹3.15 per unit
  • 101-300 units: ₹5.85 per unit
  • 301-500 units: ₹7.20 per unit
  • Above 500 units: ₹8.30 per unit

Pro tip: BESCOM offers a 10% discount on online bill payments. Use our calculator to estimate your bill, then pay online to save money.

TANGEDCO Bill Calculator – Tamil Nadu Users

TANGEDCO (Tamil Nadu Generation and Distribution Corporation) offers one of the most consumer-friendly tariffs in India:

  • First 100 units: FREE for all domestic consumers (BPL subsidy scheme)
  • 101-300 units: ₹1.50 per unit
  • 301-500 units: ₹3.50 per unit
  • Above 500 units: ₹4.60 per unit

Example: If you consume 250 units in Tamil Nadu:

  • First 100 units: FREE = ₹0
  • Next 150 units: 150 × ₹1.50 = ₹225
  • Total energy charge: ₹225

This is why Tamil Nadu consistently has the lowest electricity bills in India.

UPPCL Bill Calculator – Uttar Pradesh Users

UPPCL (Uttar Pradesh Power Corporation Limited) serves India’s most populous state. UPPCL tariffs are moderate compared to other states:

  • 0-100 units: ₹3.35 per unit
  • 101-300 units: ₹4.85 per unit
  • 301-500 units: ₹6.25 per unit
  • Above 500 units: ₹6.90 per unit

UP consumers also pay a fuel surcharge that varies monthly based on power purchase costs. Our calculator includes this automatically.

PSPCL Bill Calculator – Punjab Users

PSPCL (Punjab State Power Corporation Limited) offers relatively low electricity rates due to subsidized agricultural and domestic tariffs:

  • 0-100 units: ₹2.86 per unit
  • 101-300 units: ₹4.59 per unit
  • 301-500 units: ₹5.98 per unit
  • Above 500 units: ₹7.10 per unit

Punjab also has a free electricity scheme for certain categories. Check with your local PSPCL office for eligibility.

Delhi Electricity Bill (BSES / TPDDL) – How to Calculate

Delhi has three power distribution companies:

  • BSES Rajdhani (South and West Delhi)
  • BSES Yamuna (East and Central Delhi)
  • TPDDL (North Delhi)

Delhi’s domestic slab rates:

  • 0-100 units: ₹3.00 per unit
  • 101-300 units: ₹4.50 per unit
  • 301-500 units: ₹6.50 per unit
  • Above 500 units: ₹7.00 per unit

Delhi subsidy: Consumers using less than 400 units per month get an additional Rs. 800 subsidy on their bill. This makes Delhi one of the most affordable cities for electricity.

Use our calculator with the “Domestic” category to see your exact bill after subsidy.

Other Major State Calculators

Gujarat (DGVCL / MGVCL)

  • 0-100: ₹2.90 | 101-300: ₹4.75 | 301-500: ₹6.00 | 500+: ₹7.50

West Bengal (WBSEDCL)

  • 0-100: ₹4.84 | 101-300: ₹5.78 | 301-500: ₹6.62 | 500+: ₹7.08

Rajasthan (JVVNL / AVVNL)

  • 0-100: ₹3.50 | 101-300: ₹5.55 | 301-500: ₹7.25 | 500+: ₹8.00

Haryana (DHBVNL)

  • 0-100: ₹2.50 | 101-300: ₹4.75 | 301-500: ₹6.25 | 500+: ₹7.55

Madhya Pradesh (MPPKVVCL)

  • 0-100: ₹3.55 | 101-300: ₹5.15 | 301-500: ₹6.65 | 500+: ₹7.30

Bihar (BSPHCL)

  • 0-100: ₹4.79 | 101-300: ₹6.10 | 301-500: ₹7.00 | 500+: ₹7.85

Telangana (TSSPDCL)

  • 0-100: ₹1.45 | 101-300: ₹2.85 | 301-500: ₹5.70 | 500+: ₹7.30

Kerala (KSEB)

  • 0-100: ₹2.90 | 101-300: ₹3.85 | 301-500: ₹5.80 | 500+: ₹7.25

Andhra Pradesh (APSPDCL)

  • 0-100: ₹1.45 | 101-300: ₹3.35 | 301-500: ₹6.35 | 500+: ₹7.75

How to Read Your Electricity Bill – Charges Explained

Most Indian electricity consumers find their bills confusing. Here’s what each component means:

Energy Charges

This is the cost of the actual electricity you consumed, calculated using slab rates. For example, if you consumed 350 units and your rate is ₹6.50 for units above 300, you pay ₹6.50 × 50 = ₹325 for those 50 units.

Fixed Charges / Demand Charges

This is a fixed amount based on your sanctioned load (in kW or HP). Single-phase connections typically pay ₹50-100 per month, while three-phase connections pay ₹150-300.

Fuel Surcharge / Fuel Adjustment Charge (FAC)

This variable charge reflects changes in fuel prices (coal, gas, imported fuel). When global fuel prices rise, your FAC increases. When they fall, you may get a negative FAC (credit).

Electricity Duty

This is a state government tax, typically 5-10% of your energy charges. Some states also charge additional cess for specific purposes.

Other Charges

  • Meter rent – ₹20-60 per month depending on meter type
  • Late payment surcharge – 10-20% of arrears if bill not paid on time

How to Reduce Your Electricity Bill – Practical Tips

Indian electricity rates have been increasing steadily. Here are proven ways to lower your monthly bill:

Stay in Lower Slabs

The biggest bill shock comes when you move from one slab to the next. For example, moving from 299 units to 301 units can increase your bill significantly because the rate jumps for ALL units in some states.

Strategy: Monitor your monthly consumption. If you are close to 300 units, try to reduce usage by 10-15 units in the last week of the billing cycle.

Use BEE Star Rated Appliances

India’s Bureau of Energy Efficiency (BEE) rates appliances from 1 to 5 stars. A 5-star AC uses 30-40% less electricity than a 2-star AC.

  • 5-star AC: Saves ₹5,000-8,000 per year
  • 5-star refrigerator: Saves ₹2,000-3,000 per year
  • Inverter technology: Saves additional 20-30%

Solar Panel Savings – Is It Worth Installing in India?

India has some of the highest solar irradiation in the world (300+ sunny days). A 3 kW solar system costs around ₹1,80,000 to ₹2,20,000 after government subsidies.

Monthly savings: ₹6,000-9,000 depending on your slab rate
Payback period: 2-3 years
Government subsidy: Up to 40% off the system cost through the PM Surya Ghar Yojana

Use our solar savings estimator inside the calculator to see your exact payback period.

Simple Behavioral Changes

  • Turn off lights, fans, and appliances when not in use
  • Set AC to 24°C – every degree saves 6-8% electricity
  • Use ceiling fans instead of ACs during mild weather
  • Use LED bulbs – they use 80% less power than CFLs
  • Wash clothes in cold water
  • Unplug phone chargers and standby devices – they consume 5-10% of your bill

Which Appliances Use Most Electricity in India?

Here is a breakdown of average power consumption for common Indian appliances:

ApplianceWattageHours/dayMonthly UnitsMonthly Cost (₹)
AC (1.5 ton)1,500W8 hours360 units₹2,500 – 3,500
Refrigerator (300L)150W24 hours108 units₹750 – 950
Water Pump (0.5 HP)750W1 hour22.5 units₹150 – 200
Washing Machine500W1 hour15 units₹100 – 130
Ceiling Fan75W12 hours27 units₹180 – 220
LED Bulb (10W)10W6 hours1.8 units₹12 – 15
Iron1,000W0.5 hours15 units₹100 – 130
Geyser (25L)2,000W1 hour60 units₹400 – 550
Induction Cooktop1,500W1 hour45 units₹300 – 400

Use our appliance calculator inside the tool to calculate exactly how much each appliance is adding to your bill.

How is electricity bill calculated in India?

Electricity bills in India are calculated using state-wise slab rates. Your total bill = (Units in each slab × slab rate) + Fixed charges + Fuel surcharge + Electricity duty + State cess. Each state has its own tariff structure approved by the State Electricity Regulatory Commission.

What is the electricity slab rate in Maharashtra 2025?

MSEDCL slab rates for domestic consumers: 0-100 units: ₹3.11, 101-300 units: ₹6.57, 301-500 units: ₹9.18, 500+ units: ₹11.69 per unit. Plus fixed charges of ₹50-100 for single phase.

How to calculate MSEDCL bill from units?

Select Maharashtra in our calculator, enter your units, select Domestic category. The calculator will automatically apply the correct slab rates, add fixed charges (₹50 for single phase, ₹150 for three phase), fuel surcharge, and electricity duty.

Which state has the cheapest electricity in India?

Tamil Nadu has the cheapest electricity with first 100 units FREE and subsequent units at ₹1.50-4.60. Delhi is also very affordable with Rs. 800 subsidy for bills under 400 units.

How to calculate BESCOM bill?

Select Karnataka in our calculator. BESCOM slab rates: 0-100: ₹3.15, 101-300: ₹5.85, 301-500: ₹7.20, 500+: ₹8.30 per unit. The calculator includes all taxes and charges.

What is fuel adjustment charge in electricity bill?

Fuel Adjustment Charge (FAC) is the monthly adjustment for the difference between reference fuel price and actual fuel price paid by power plants. It varies each month based on global fuel prices.

How much electricity does a 1.5 ton AC use per hour?

A 1.5 ton AC uses approximately 1.5 kWh (units) per hour. Running it for 8 hours daily consumes 360 units per month, costing ₹2,500-3,500 depending on your slab rate.

What is the subsidy on electricity bills in Tamil Nadu?

Tamil Nadu’s TANGEDCO provides first 100 units FREE to all domestic consumers under the BPL subsidy scheme. This saves consumers approximately ₹300-500 per month.

Can I use this calculator for commercial connections?

Yes! Our calculator supports Commercial, Industrial, and Agricultural consumer types. Simply select the appropriate category from the dropdown menu.

How to save electricity bill in India?

The most effective ways are: reduce consumption to stay in lower slabs, use 5-star BEE rated appliances, install solar panels with government subsidy, turn off unused devices, and set AC to 24°C.

How to calculate UPPCL bill online?

Select Uttar Pradesh in our calculator, enter your units, and get instant results. UPPCL charges: 0-100: ₹3.35, 101-300: ₹4.85, 301-500: ₹6.25, 500+: ₹6.90 per unit.

What is the electricity duty rate in different states?

Electricity duty varies by state: Maharashtra 5-8%, Delhi 5%, Karnataka 6-7%, Tamil Nadu 5%, Uttar Pradesh 5%, Gujarat 6%. Our calculator automatically applies the correct rate based on your selected state.

Why Use Our India Electricity Bill Calculator?

Most online bill calculators give you a rough estimate. Ours gives you exact accuracy because we include:

  • All 28 states + 8 UTs – Complete India coverage
  • State-wise slab rates – MSEDCL, BESCOM, TANGEDCO, UPPCL, PSPCL, BSES, and more
  • BPL subsidy – Tamil Nadu free 100 units scheme included
  • Single/Three phase selection – Correct fixed charges
  • Fuel surcharge – Enter monthly notified rate
  • Electricity duty + State cess – Complete tax calculation
  • Slab-by-slab breakdown – See exactly which slab you fall into
  • Solar savings estimator – Calculate solar payback period
  • Appliance calculator – Find out which appliance is eating your bill
  • Bill split – Divide bill among roommates or family members
  • Save & compare – Store previous bills and compare month-to-month
  • PDF export – Download your bill calculation as a PDF
  • Dark mode & large print – Accessible for all users

Summary

Understanding your electricity bill should not be a headache. With our India Electricity Bill Calculator 2026, you can instantly calculate your MSEDCL, BESCOM, TANGEDCO, UPPCL, PSPCL, BSES, or any other state DISCOM bill with 100% accuracy.

We update our state-wise slab rates whenever state electricity regulatory commissions announce new tariffs. Bookmark this page and use it every month before your bill arrives – so there are no surprises.